New: recurring settlement now pays out in euros

Digital-Asset Payments for Growing Teams

Accept tokens at checkout, invoice in crypto, and settle recurring payments with automatic USD conversion. One treasury for every digital asset your business touches.

Overview

Treasury balance USD equivalent
$1,284,602.18
6.8%
+$81,744.12 this month
1.30M1.20M1.10M1.00M
Sep 14, 2026$1,212,400.00
AssetAmountValue (USD)AllocationOpen
VLMDVelmo Dollar269,766.00 VLMD$269,766.0060.0%
ORSAOrsa5.502 ORSA$115,614.0025.7%
VLMEVelmo Euro59,472.22 VLME$64,230.0014.3%

Finance teams at 1,900+ businesses settle with Coinhaven

  • ardena
  • Corvel
  • Quillfield
  • vantro
  • Fjellstrom
  • Tessaline
Payments

Four ways to get paid. One ledger behind them.

Checkout, invoices, payment links and recurring settlement share the same rates, the same reporting and the same payout schedule.

Checkout

Embed it on your site or send buyers to a hosted page. They pay in the asset they hold, and you see the order in dollars.

AGArdena Goods Secure checkout
Oslo lounge chairSmoked oak, wool boucle
$1,240.00

Pay with
You payRate locked for 15:00
1,240.00 VLMD
1 VLMD = $1.0000Network fee $0.01

Invoicing

Send a bill in two minutes. Your client picks the asset, and partial payments and reminders are handled for you.

Corvel Freight
INV-2026-0418
Draft
Freight audit, September$12,600.00
Customs filings (9)$5,850.00

$18,450.00
Drafted
Sent
Viewed
Paid
Reminder sent to ap@corvel.example
Paid in 2 parts, VLMD and ARVD

Payment links

Share a link in an email or a chat, or print the QR code for a counter. No website needed.

Recurring settlement

Bill subscriptions in any asset and sweep receipts to your bank on a schedule you set, converted at a locked rate.

Weekday sweepOn

Every weekday at 16:00 ET, convert 100% of stablecoins and 90% of ORSA to USD, then pay out to Harbor Federal, checking ending 4471.

From any wallet to your bank, the same day.

  1. Customer pays

    From any wallet or exchange account, in any of the nine assets you accept.

    0 s
  2. Rate locked

    We quote the mid-market rate plus your plan fee and hold it for 15 minutes.

    15 min hold
  3. Confirmed and converted

    On-chain confirmation, sanctions screening and conversion to USD or EUR.

    2 to 30 s
  4. Paid to your bank

    ACH, SEPA or wire on your schedule, with one matching ledger entry.

    Same day
Ledger entryPAY-7Q4K-2291, Thu Oct 1, 14:02 ET
Gross18,450.00 VLMD
Rate$1.0000
Plan fee 0.50%-$92.25
Network fee-$0.04
Net to bank$18,357.71
PayoutPO-1088, 16:00

Settle in the assets your customers already hold.

Nine assets on six networks. Each one is screened on every payment and listed only after a 30-day risk review.

Need another asset? Request a listing and we will tell you where it stands in review.
Treasury controls

Built like a treasury, not a wallet.

Every payout passes your approval policy, every sending address is screened, and every customer dollar is held one to one.

How we hold customer funds
Payout to Harbor FederalChecking ending 4471, requested by Adaeze Nwosu
$84,000.00Policy: 2 of 3 above $25,000
Adaeze Nwosu
Adaeze NwosuCFO, approved at 14:02
Approved
Maren Holt
Maren HoltFinance manager, that is you
Waiting
JR
Jonah ReyesController, out of office
Optional

1 more approval releases this payout in the 16:00 ET batch.

Multi-person approvals

Set rules by amount, destination and asset. Nobody moves large sums alone.

Address allowlists

Payouts and withdrawals only go to destinations your admins have verified.

Segregated custody

Customer funds sit one to one with a qualified custodian. Never lent, never staked.

Monthly attestation

An independent accounting firm checks reserves against balances every month.

Screening on every payment

Sending addresses are checked against sanctions lists before funds are credited.

SOC 2 Type II

Audited every year. The report is available to customers under NDA.

Teodora Lind standing at a workbench in the Kessling Audio workshop
Teodora Lind, co-founder of Kessling Audio, in the Rotterdam workshop.
Kessling Audio

Customer story: Kessling Audio

“We build amplifiers for listeners in 31 countries. Coinhaven turned five-day wire waits into same-day euros.”
Teodora Lind, co-founder, Kessling Audio
Same dayPayouts, down from 3 to 5 days
0.6%All-in cost, was 3.1% on cards
31Countries paying in stablecoins
Read the story

What finance teams say after their first quarter.

Swipe for more

$2.4BSettled to bank accounts in 2025
1,900+Businesses on Coinhaven
41Countries with local payouts
99.98%API uptime, last 12 months

One request to your first payment.

Create a checkout session, listen for the webhook, reconcile from the ledger. Every object Coinhaven creates is available through the API.

  • Idempotent by default. Retry any request safely with an idempotency key.
  • Signed webhooks. Replay any event from the dashboard for 30 days.
  • A real sandbox. Test assets, test banks and simulated network delays.
  • SDKs for Node, Python, Go and Ruby, typed end to end.
See what shipped this month
Webhook deliveriesLast 5 minutes
  • 200checkout.session.completed
  • 200payment.confirmed
  • 200conversion.settled
  • 200payout.scheduled
Pricing

One platform fee. One rate per payment.

Network fees pass through at cost. The rate you are quoted is the mid-market rate plus your plan fee, nothing hidden in the spread.

Save 20% yearly

Compare every feature

Questions, answered.

The short version of what finance and engineering teams ask before switching.

Talk to a payments specialist

Weekday replies in under an hour, with a live walkthrough of your own payment flow.

Talk to sales

Bring your treasury home.

Open an account in about ten minutes. Most businesses take their first payment the same day.

Enter a work email like name@company.com No setup fee. Sandbox keys right away, verification in one to two business days.
Check your inboxWe sent a setup link. It expires in 24 hours.