“We retired eleven bank portals in one quarter. Month-end went from six days to two.”
Every account your business owns. One live balance.
Finora connects each bank, subsidiary and currency to a single real-time view. Watch balances move, trace cash flow and act on what you see, with one login for the whole company.
- Logistics Inc.44.0%
- UK Ltd20.6%
- Europe B.V.20.5%
- Asia Pte. Ltd.14.9%
- Harrow & Finch RetailIncoming, ACH+$84,210.00
- Kestrel Fuel Co.Outgoing, ACH-$46,902.15
- Okafor Shipping LtdIncoming, Faster Payments+£22,400.00
Finance teams at 2,400 companies close the day in Finora
Run treasury from one screen, not eleven portals.
Balances, payments, FX and forecasts share one ledger, so every number you act on is already reconciled.
Live balances across every bank and entity
Connect operating, payroll and reserve accounts at more than 11,000 banks. Finora syncs them every minute and rolls them up by entity, currency or purpose.
- Group accounts by entity, region or purpose
- Source bank and timestamp on every figure
- Drill from any total to the transactions behind it
Accounts
Grouped by entity, available balance| Account | Available |
|---|
Payments with approvals built in
Upload a batch or build one in Finora. Approval rules route each payment to the right people, and nothing leaves until they sign off.
- ACH, wires, SEPA and Faster Payments from one form
- Rules by amount, entity, payee or country
- Payee verification before every release
Supplier run, Oct 2
Prepared by Luis Ortega, AP lead| Payee | Amount |
|---|---|
| HPHarbor Point FreightVerified payee | $412,300.00 |
| KFKestrel Fuel Co.Verified payee | $286,915.40 |
| OCOstend Container LinesNew payee, verified Oct 1 | €198,400.00 |
| CTCalloway TyresVerified payee | £84,210.00 |
Hold and convert 38 currencies
See the live rate before you commit, lock it for 30 seconds, and settle into any entity's account the same day.
- 0.25% over mid-market on Growth, 0.15% on Scale
- Rate locks and scheduled conversions
- Forward contracts up to 12 months on Scale
Convert
From Tidebrook Logistics Inc. to Tidebrook Europe B.V.A 13-week forecast that updates itself
Finora starts from actuals, layers in scheduled payables, receivables and payroll, then lets you compare scenarios before you commit cash.
- Base, downside and upside scenarios
- Minimum-cash alerts by entity
- Export to CSV or straight into your board pack
13-week cash forecast
Ending cash by week, all entities (USD)The whole balance sheet, on one screen.
Every subsidiary, bank and currency rolls into one view that refreshes the moment money moves.
Cash flow by week
Upcoming
Next 14 daysEntities
Converted at today's mid-market rates| Entity | USD equivalent |
|---|
Drill-down detail
Click any total to open the transactions, filters and audit trail behind it.
Ten-second transfers
Move cash between your own accounts and entities without leaving the dashboard.
Alerts that watch for you
Set a threshold once. Finora flags low balances, unusual outflows and FX moves.
A complete audit trail
Every view, edit and approval is logged with the user, device and time.
Hold, receive and pay in 38 currencies.
Open local accounts in the US, UK, EU and Singapore, and pay suppliers in 64 countries over local rails wherever they exist.
Finance teams that stopped reconciling by hand.
Built for the controls your auditors ask about.
Approval policies, granular roles and a tamper-evident audit log come standard on every paid plan.
Your money stays at regulated banks
Deposits sit in segregated accounts in your company's name at Halden Trust Bank and Calder Savings Bank, our licensed partner banks. Finora never lends against them.
Read our security overviewApproval policies
Route payments by amount, entity, payee or country.
Tamper-evident audit log
Every action, signed and timestamped.
- Dana Reyes approved Supplier run, Oct 2
- Petra Molnar edited policy Wires over $50k
- Payee Ostend Container Lines verified
- Mina Sato exported September ledger
Granular roles
Give each person exactly the access their job needs.
Independently audited
Reports are available under NDA from your account team.
Finora is a financial technology company, not a bank. Banking services are provided by Halden Trust Bank, N.A. and Calder Savings Bank, licensed partner banks. Read the full disclosure.
Connect Finora to the rest of your finance stack.
Sync to your ERP with scheduled exports, or build on the same REST API and webhooks our dashboard uses.
payment.approvedFinal approver signed offpayment.releasedSent to the rail, with trace IDbalance.below_thresholdAn alert rule firedfx.conversion.settledFunds landed in the target account
Plans that scale with your balance sheet.
No minimum balance. No fees on domestic ACH or incoming wires. Cancel any time.
Moving more than $500M a year?
Custom FX pricing, multi-bank sweeps and a named implementation team.
Questions finance teams ask first.
Need a specific answer? A treasury specialist replies within one business day.
Book a demoSee your whole balance sheet by Friday.
Open an account in about ten minutes. Connect your first bank today and your team sees one live balance before the week is out.
Open a Finora account
About ten minutes. You can save and finish later.
Tell us about the company
We use this to open accounts with our partner banks.
Sign in to Finora
Use your work email or your company's single sign-on.
Enter your security code
We sent a 6-digit code to your authenticator app.
You're signed in
This demo stops here. In the product, you would land on the Tidebrook Holdings cash overview.
View the dashboard previewBook a 30-minute demo
A treasury specialist walks through your bank setup, approval flow and FX needs. No slides.
Where your money is held
Deposits are held in segregated accounts in your company's name at Halden Trust Bank, N.A. and Calder Savings Bank. Finora never commingles customer funds with its own and never lends against your balances.
Encryption
Data is encrypted with AES-256 at rest and TLS 1.3 in transit. Bank credentials are stored in a dedicated hardware security module and are never visible to Finora staff.
Access and authentication
SSO with SAML 2.0 and SCIM provisioning on Scale, FIDO2 hardware keys for login and payment release, and automatic session expiry after 30 minutes of inactivity.
Payment controls
Approval policies by amount, entity, payee and country; dual control for new payees; payee name verification; and velocity limits that pause unusual outflows for review.
Audit log
Every login, view, edit, export and approval is recorded with user, device, IP address and timestamp. Logs are append-only and retained for up to seven years.
Infrastructure
Production runs in two US regions and one EU region with automatic failover. EU customer data stays in the EU. We publish incident reports within five business days.
Responsible disclosure
If you believe you have found a vulnerability, email security@finora.example with steps to reproduce. We acknowledge reports within one business day, and we do not pursue researchers who act in good faith and avoid accessing customer data.
Certifications
- SOC 2 Type II, audited annually by an independent firm. Reports available under NDA.
- ISO/IEC 27001 certified since 2024, covering all production systems.
- Annual penetration tests by two independent firms, with summaries shared on request.
Talk to our security team during a demo, or ask your account manager for our security questionnaire responses.
How Tidebrook retired eleven bank portals in one quarter
- Industry
- Freight and logistics
- Headquarters
- Newark, New Jersey
- Entities
- 4, in the US, UK, Netherlands and Singapore
- Banks consolidated
- 12 accounts at 6 banks
- Plan
- Scale
Tidebrook moves containers between 40 ports for retailers and manufacturers. By 2025 its finance team of nine was logging into eleven bank portals every morning, exporting balances to a spreadsheet and emailing a cash position to the CFO by 11:00.
The problem: a cash position that was always stale
Each entity banked locally. The UK subsidiary paid hauliers in sterling, the Dutch entity settled port fees in euros, and Singapore collected from Asian shippers in Singapore dollars. Nobody could say how much cash the group held without half a day of work, and FX was booked ad hoc at whatever spread each bank offered.
“We retired eleven bank portals in one quarter. Month-end went from six days to two.”Petra Molnar, Chief Financial Officer
The rollout
Tidebrook connected its existing US and UK banks in the first week, then opened new local accounts in the Netherlands and Singapore through Finora's partner banks. Approval policies were rebuilt from the company's written treasury policy, line by line, with the controller signing off each rule.
- Week 1: six banks connected, live group balance on the CFO's dashboard.
- Week 3: supplier runs moved to Finora with two-step approvals over $50,000.
- Week 6: FX consolidated on Finora at 0.15% over mid-market.
- Week 10: last legacy portal closed after the quarter-end audit.
What changed
The morning cash email is gone. The board pack now pulls the 13-week forecast straight from Finora, and the audit team requests one export instead of three weeks of screenshots. The treasury manager spends her mornings deciding where cash should sit instead of finding out where it is.
Book a demo to see the same setup with your entities.
Changelog
New features, improvements and fixes, shipped every two weeks.
Try a broader term, or clear the filters to see every release.
Privacy policy
Last updated September 12, 2026.
What we collect
We collect the information you give us when you open an account (names, contact details, company documents and beneficial ownership information), the financial data we receive from banks you connect, and technical data such as device type, IP address and log-in times.
How we use it
We use your information to provide the service, verify identities as our partner banks require, prevent fraud, meet legal obligations and improve the product. We do not sell personal information and we do not use your financial data for advertising.
Who we share it with
We share information with our partner banks, identity verification providers, infrastructure providers bound by data processing agreements, and authorities when the law requires it.
Retention
We keep account records for seven years after an account closes, as required for financial records. Marketing preferences are deleted when you unsubscribe.
Your rights
Depending on where you live, you can ask to access, correct, export or delete your personal information. Email privacy@finora.example and we will respond within 30 days.
Terms and disclosures
Last updated September 12, 2026.
Banking disclosure
Finora Technologies, Inc. is a financial technology company, not a bank. Banking services are provided by Halden Trust Bank, N.A. and Calder Savings Bank, licensed partner banks. Deposits are held in segregated accounts in the customer's name.
The service
Finora provides software to view balances, initiate payments, convert currencies and forecast cash. Payments are executed by our partner banks over the rails described in your account agreement.
Fees
Plan fees are billed monthly or annually in advance. Per-transaction fees, where they apply, are listed on the pricing page and charged when the transaction settles.
Foreign exchange
Conversions are priced at the mid-market rate plus the fee for your plan. Quoted rates are valid for 30 seconds. Forward contracts are available on the Scale plan and are subject to a separate agreement.
Termination
You can close your account at any time from settings. Remaining balances are returned to an account you nominate within five business days.
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